European Investment Bank
The European Investment Bank is the EU lending arm and one of the largest public lenders in the world, a quiet engine behind European infrastructure.
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European External Action Service
The European External Action Service is the EU diplomatic service. It shapes the partnerships behind the money the Union sends beyond its borders.
European Investment Fund
The European Investment Fund rarely funds startups directly. It backs the venture funds and banks that do, which quietly shapes who in Europe gets money.
European Innovation Council
The European Innovation Council is the EU body backing high-risk, high-reward startups with grants and equity through the EIC Accelerator and Fund.
European Commission
The European Commission is the EU executive that proposes laws, runs the budget and steers most of the money behind European innovation and funding.
Who pays for smart cities? Horizon Europe, the EIB and more
Smart-city money comes from a stack: EU grants, public-bank loans and private capital. Here is who pays for what, and where the real money sits.
The EU Mission for climate-neutral and smart cities
The EU Cities Mission aims to make 100 cities climate-neutral by 2030. It is part funding programme, part political signal, and a magnet for capital.
Financing Europe smart cities: inside the 100-cities mission
The EU wants 100 climate-neutral cities by 2030. The hard part is paying for it. Here is how smart-city money is built from grants, loans and private capital.
Cross-border cooperation: how EU regions fund neighbours
Cross-border cooperation programmes let EU regions and their neighbours fund shared projects. It is local, slow and one of the EU more human instruments.
From ENPI to NDICI: the EU external funding, explained
The EU keeps renaming its external funding. ENPI became ENI, then folded into NDICI Global Europe. Here is what actually changed, and what did not.
EU neighbourhood funding, decoded: how the money flows out
The EU sends billions to the countries on its borders. Here is how neighbourhood and partnership money actually moves, and who decides where it goes.
Horizon Europe for founders: what the budget really pays for
Horizon Europe is the EU research budget of around 93.5 billion euro. Most is not for startups, but the parts that are can be transformative.
The European Innovation Council, decoded: grants and equity
The EIC hands single companies a grant and an equity cheque in one programme. Here is how the Accelerator, Pathfinder and Transition actually work.
How European startups actually get funded: the EU money map
Grants, equity and guarantees: the EU moves billions into startups through a maze of programmes. Here is the map, decoded for founders who need the money.
Earlier
Money, funding and Europe's third way in the Intelligence Age
JINAFIN is the yippy® community's money desk, reported through a European lens. Regulated, democratic, human: Europe's third way, what it means for you.
Fintech-Trends 2026: Was Founder wissen müssen
Embedded finance, regulatorische Verschiebung, KI-gestützte Risikoanalyse — die drei Trends, die 2026 prägen.
Sitemap: Everything at a glance
Directory of all public jinafin pages — channels, hubs, authors, editorial pieces. Updated automatically on every publish.
Channels — top-level editorial sections
Top-level editorial sections that organise the site. Hubs sit underneath, tags cut across. Curated — not algorithmic — what we think matters.
Hubs — curated theme groupings
Curated theme groupings that collect related articles, profiles, and reference material in one place.
Authors — who writes on jinafin
Contributors who write for jinafin — named editors, editorial teams, occasional guest voices. Each author page links to everything they have published here.
